How much does Tango cost?


What makes the GOE platform inside Tango special?

Franklin Templeton’s Goals Optimization Engine (GOE™) is a patent-pending, highly innovative approach to portfolio management, backed by award-winning research. GOE uses dynamic programming, powerful algorithms, and machine learning to actively manage individual portfolios for each goal an investor may have. GOE enables truly personalized goals-based wealth management at scale for any number of investors with any number of goals.

How quickly can my firm deploy Tango?

Tango is the only turnkey digital wealth solution on the market today that performs truly personalized goals-based wealth management. It can be up and running, wrapped in your firm’s branding, in as little as eight weeks, depending on a handful of configuration choices.

What’s the difference between rebalancing and reallocating?

Traditional portfolio management involves setting the asset allocation to achieve a certain level of risk in a portfolio. As asset prices rise and fall, the allocation naturally shifts from its original position. “Rebalancing” is the periodic reset of the allocation to its starting point. “Re-allocating,” on the other hand, involves periodically assessing progress of the portfolio toward a specified goal and choosing the appropriate asset mix to maximize probability of success. In other words, instead of rebalancing to maintain a static level of risk through time, GOE periodically adjusts the level of risk in the portfolio up or down to maximize the probability of achieving the goal.

What does it mean that Tango is goals-based?

It’s all about delivering better outcomes. An individual portfolio is created for each goal an investor has. These portfolios are individually managed by GOE to maximize the probability that each goal will be achieved.

Which investors should use Tango?

Any investor who wants to put money to work pursuing specific goals with maximized probability of success should at least consider Tango. Because GOE is managing toward a specific goal with a specified end date, Tango may not be right for an investor with an infinite time horizon.

Which investment professionals should offer Tango to their clients?

Financial professionals who want to devote more time to client-facing, value-add activities will find Tango to be a powerful ally for increasing their capacity. With Tango handling the creation, funding, and ongoing management of goal-specific portfolios, financial professionals are able to grow their book of business by adding mass affluent clients that would have not produced sufficient ROI previously. Tango can be a great way to establish relationships with high net worth clients of the future.

Does Tango provide advice beyond managing portfolios (e.g., tax, estate planning, etc.)?

No. Tango is geared exclusively toward portfolio management. We believe additional services beyond that are best provided by a financial professional. Tango is here to supplement your relationship to the investor, not replace it.